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Every year when spring arrives, flowers burst with color and the home improvement center looks like a busy beehive. Americans get excited about working around the house and making home improvements. Landscape lighting, wheel barrows, shovels, paint, hammers, drills and weed eaters find their way from the store to home ready for the next task. All those items help get the job done except for one missing. The missing tool is the credit card used to pay for all the items and a credit card that pays you back. Credit cards don't just make it easy to pay and make your dreams come true. They in affect help you increase the value of your biggest asset - your home. Credit cards don't just make it easy to pay and make your dreams come true. They in affect help you increase the value of your biggest asset - your home. When most people hear the term "home improvement" they only think of inside the house, maybe an addition or kitchen remodel but seldom outside the four walls. But did you know the addition of landscaping can increase resale value by as much as 14% percent. Don't forget the patio! A landscaped patio can raise property value by 12.4%. There is a chance for a double pay off besides the increased property value. For example the Chase Home Improvement Rewards Credit Card allows the cardholder to earn extra points when making purchases for home improvement projects. For every dollar you spend in improvement of your home earns you 3 points. That works out to 3% cash back when you redeem the points. Cardholders earn 1 point for every dollar spent on other purchases. Get $25 in cash, gift certificate or gift card every time you redeem 2500 points. You can "spend" the cash, gift certificate or gift card at places like Home Depot, Amazon, Best Buy, Circuit City, Snap-on, Bed Bath & Beyond, Sears and Linens & Things. If your second home has the initials HD and that does not stand for "High Definition" they also offer a credit card. But after reviewing their card which gives 2 points for every dollar spent and 1 point for every dollar spent at other places the Chase card looks like a better offer. Other credit cards offer homeowners an opportunity to pay for their mortgage faster by earning rebates on utilities, satellite TV, cable and some telecommunications for six months and apply the saving to their mortgage. The use of a home improvement credit card goes way beyond the check out line. Face it we all buy things as we go through life. Take the time to look at the rewards, benefits and extras you get with the card you carry in your wallet. If you are not getting all you desire from your card it may be time to move up to one that helps out your home.
Article Source: http://www.itempad.com
Pay for your Do-It-Yourself projects using a home improvement credit card makes it an all-year event since you earn points every time you use the card. Learn more at www.plant-care.com/home-improvement-back.php.
